Many iPhone 6 and iPhone 6 Plus owners are reporting that they have been unable to add back their credit or debit cards after restoring their iPhone from a backup or setting it up as a new device.
Apparently, the problem is caused due to the secure element chip used by Apple Pay on the new iPhones not being wiped completely of its existing data, even though users will get notifications from bank informing them about their cards being removed.
Apple automatically removes all cards from Apple Pay when a device is factory reset.
“Sorry to hear that sir. Both on the phone and in store they determined mine to be an issue with the hardware because no software restore would ever fix it. Once they tried the software restore in store once and saw it didn’t do anything they brought out a new phone quick. Was out of there in about 30 minutes total”
For the time being, the only solution to this problem seems to be getting a replacement iPhone from Apple. While some of the users were given a brand new iPhone, others were given a refurbished unit.
Apple Pay has been been a huge success for Apple and has rejuvenated the mobile payment market. The roll out of the service has been trouble free with Apple and banks being extremely quick in fixing any minor issues affecting it.
[Source: Apple Support Communities]